To Tell The Truth: There may be no honor among thieves, but can't we find it even in a few good men and women?
Should The Human Brain Retire?: We know that we cannot win forever. We know that machines will continue to improve. So why don't we let the human brain retire gracefully now, with honors?
Part V: Online Resources for Identity Theft Victims
If you're an identity theft
victim seeking more help, reading these other web pages would be a good next
step.
This article is informational in
nature and is not legal advice. If you need legal counsel, consult a licensed
attorney in your
jurisdiction. Excellent
resources are available elsewhere on the web to aid identity theft victims. The
sites I found most useful in preparing my own identity theft case are listed
here:
ID Theft Affidavit and
Reporting
The Federal Trade Commission
allows identity theft victims to report the crime online and to invoke FTC
assistance in disputes with creditors and reporting agencies. In addition, the
FTC site includes a downloadable ID Theft
Affidavit that you can use to state your innocence of a fraud
committed using your identity. A pamphlet
called "ID Theft: When Bad Things Happen To Your Good Name" is also downloadable
here.
Form Letters and Victim
Rights Information
The Privacy Rights Clearinghouse
web site features numerous pamphlets and tutorials about identity theft,
including tips on how to resolve identity theft disputes, form letters, and
links to additional web
resources.
A special Identity Theft Database may be
available to you from the state attorney general if you are a California
resident and have been brought before a court because of crimes committed by a
person who stole your identity, or if you have been mistakenly associated with a
criminal conviction. To apply for admission to the database requires a court
order certifying that you are a victim of identity theft. Identity theft
victims who are in the database can provide third parties with an official
number to call to verify that they are innocent of the
crime.
Although I have not used the kit
myself, attorney Mari Frank's ID Theft Survival
Kit is recommended by several web sites. It includes tapes, form
letters, and a book on identity theft for fraud
victims.
Copies of your credit
report
Contact the three credit
reporting agencies—Experian, TransUnion, and Equifax—for copies of your
credit report and consider signing up for at least one real-time credit
monitoring service from a known, reputable vendor, such as the credit reporting
agencies or American Express.
This
is part five of a series. To continue reading the rest of the articles in this
series, select: