The Affordable Bankruptcy Center

A positive and supportive approach to bankruptcy!

Law Offices of
Richard A. La Cava
San Francisco

Begin With a Free Bankruptcy Consultation

Just Knowing Your Options Can Bring Relief

The thought of filing bankruptcy is often so unpleasant that many people avoid even exploring their options. That’s unfortunate, because just knowing what solutions are available is often a huge mental relief. Almost immediately, our prospective clients feel better about their situation because they know they have choices.

For most of our clients, this is the first time they have hired an attorney. We want to help by exploring your unique situation and then explaining the different options available to you. Without pressure or deadlines, then you can make the choices that will improve your situation and ease your stress.

We offer a free 45-minute consultation to review your financial situation, and there is no obligation to hire us as to handle your bankruptcy. We know how hard it is to take time off from work. If you can not meet during business hours, we can see you either in the evening or on Saturdays.

The consultation is your opportunity to ask questions about bankruptcy, how it can help you and how you can recover from it in the future. We are here to provide you with sound advice that includes reestablishing your credit after bankruptcy.

During the consultation you will want to have as much of your financial information that we will need to give you sound advice. This includes:

You will need to bring the following to your appointment:

  • Most recent pay stubs if you are working.

  • Your last two years tax returns.

  • A budget for yourself and your family (i.e., pay stubs and a list of your monthly living expenses). Download our simple budget form for help with this.

  • A list of your debts and credit accounts.

  • A list of assets you own, including any real estate in your name, vehicles, bank accounts, retirement accounts and personal property items.

  • Mortgage papers if you own a house, and any foreclosure papers the bank may have sent you.

  • If you have been served with a lawsuit, please bring the legal papers.

To request an appointment, you may call us at (415) 282-8960 between 8:30 and 6:00 Monday through Thursday, 8:30 and 5:00 Friday, or contact us by email with your name and daytime telephone number. We will be happy to contact you to schedule a free consultation. We accept daytime, evening and weekend appointments.

 

The Affordable Bankruptcy Center serves clients throughout Northern California, the San Francisco Bay Area and East Bay, including the counties of Alameda, Contra Costa, Marin County, San Francisco, San Mateo and Santa Clara. We can help you if you live in or around San Francisco, San Mateo, Redwood City, San Bruno, Daly City, Millbrae, Emeryville, Cerrito, Foster City, Hillsborough, San Jose, Oakland, Berkeley, Richmond, Hayward, Castro Valley, Pleasanton, Walnut Creek, Concord, and Martinez.

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