Heat oil in large skillet. Add hash browns, onion, and bell peppers. Cook until potatoes begin to brown. Butter a 9 x 13 inch baking dish. Spread potato mixture in pan. Top with ham. Pour beaten eggs over all and season to taste with salt and pepper. Gently stir to coat all ingredients with eggs and sprinkle with cheese. Refrigerate overnight. Bake uncovered in a preheated 375 degree oven for 35 minutes.

To add this recipe to your collection, drag the image to one of your lists in MacGourmet, or right click on it, download the linked file to your computer, and import the file.